Mortgage Affordability Calculator

Estimate a comfortable home price based on income, debts, and lending ratios.

Gross monthly income ($) Monthly debts (loans, cards) ($) Mortgage rate (APR %) Term (years) Down payment ($) Property tax (% of home price) Insurance (% of home price) HOA (monthly $) Front-end ratio max (%) (housing/income) Back-end ratio max (%) (debt+housing/income)